debt
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You Can Shift From a Scarcity Mindset to an Abundance Mindset
Do you constantly worry about not having enough money? Are you afraid to spend on things you want or need? This feeling of lack or limitation is known as a scarcity mindset, and it can seriously sabotage your finances. The good news is you can cultivate an abundance mindset instead: This involves focusing on all…
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4 Common Questions About HECS Debt, Answered
HECS debt (and other student loans) are set to be hit with an indexation rate of 7.1 per cent. Here, we answer some common questions on that.
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Ignore All This Financial Advice Your Parents Taught You
When it comes to personal finances, your parents’ advice-solicited or, more often, not — probably reflects wisdom from a simpler time. The money mantras that helped your parents don’t necessarily hold up in the modern inflation-and-debt-ridden landscape. Even if you don’t actively turn to your parents for financial advice these days, you may have internalized…
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Avoid Financial Panic With These Tips for Staying on Top of Bill Payments
In theory, we all want to pay our bills on time but despite our best intention, sometimes it’s something that’s easier said than done. For some of us, the last few years have been a fluctuating period of financial uncertainty. The stress of trying to decide which bill payment needs to be prioritised has been…